Author Profile
Varma, Alankrit
Asset-Backed Securities
Allayannis, George (Yiorgos); Malhotra, Sumit; Varma, Alankrit
F-2116 | Published July 24, 2025 | 13 Pages Technical Note
Collection: Darden School of Business
This technical note examines key considerations involved in the decision of whether to invest in a credit facility backed by underlying assets, such as a fintech's loans to consumers. When evaluating ... Read More
Structuring Private Asset-Backed Debt
Allayannis, George (Yiorgos); Malhotra, Sumit; Varma, Alankrit
F-2115 | Published July 24, 2025 | 13 Pages Case
Collection: Darden School of Business
Jim Jones, a member of Asset Backed Capital Ltd. (ABC), a private credit fund specializing in asset-backed lending, has to decide whether to invest—and if so, how much—in a loan portfolio underwritten... Read More
Buy Now, Pay Later: Disrupting Traditional Consumer Credit
Allayannis, George (Yiorgos); Malhotra, Sumit; Varma, Alankrit
F-2091 | Published September 25, 2024 | 17 pages Technical Note
Collection: Darden School of Business
This technical note discusses the history, competitors, risks and benefits, and economics of Buy Now, Pay Later (BNPL)—a financial product that allows consumers to make purchases and defer payment ove... Read More