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Shorebank and Indecorp (A)
Werhane, Patricia H.; Powell, Elizabeth A.; McMillen, Sheila Case E-0120 / Published October 2, 1998 / 12 pages.
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Product Overview

Shorebank, owner of the Chicago community-development bank South Shore Bank, must decide whether to acquire another Chicago institution, Indecorp. The A case reviews the history of white-owned South Shore Bank, recounting its rejection of "redlining," its commitment to community reinvestment, and its excellent lending record in a predominantly low-income, minority neighborhood. The A case also reviews the history of Indecorp, then the largest black-owned U.S. financial institution. Though its mission is to increase African Americans' access to financial resources, Indecorp's lending record is not as impressive as Shorebank's. See also the B (E-0121) and C (E-0122) cases.




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  • Overview

    Shorebank, owner of the Chicago community-development bank South Shore Bank, must decide whether to acquire another Chicago institution, Indecorp. The A case reviews the history of white-owned South Shore Bank, recounting its rejection of "redlining," its commitment to community reinvestment, and its excellent lending record in a predominantly low-income, minority neighborhood. The A case also reviews the history of Indecorp, then the largest black-owned U.S. financial institution. Though its mission is to increase African Americans' access to financial resources, Indecorp's lending record is not as impressive as Shorebank's. See also the B (E-0121) and C (E-0122) cases.

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